Tuesday, October 6, 2009

Why Are People So Paranoid about Online Fraud More than anything else

Why are people so afraid of getting defrauded online?

I’m mystified as to why people are particularly afraid of online scams but they will give their credit card number to anyone over the phone. It's like they think fraud is only happens on the web????

In the past I worked for a telemarketing company that was business to business selling promotional materials to real estate agents, loan officers, bankers, etc. You know, the ‘trinkets and trash’ you get for free like pens, magnets, cozies, etc. with companies logo’s on them. I would literally pick up the yellow pages and dial real estate offices and pitch products to professionals over the phone.When I first started that job, I doubted that anyone could make money starting a business relationship that way. I asked myself “Who in their right mind is going to give me their money?” It turns out, quite a few! I’m still shocked. I would think the phony one liner would put up a red flag or people would think I'm a scammer....I was wrong.

While the business I worked for was on the up-and-up so many are not. People hand out their credit card over the phone to any crazy loon that calls, but when it comes to the internet, people swear they would never pay for stuff online. They say, “It’s just not SAFE.”

My answer is: WHAT?

Your credit card has fraud protection. Businesses online have encrypted forms where you put your information in. And, you actually see a company logo and get an instant receipt in most cases. Over the phone you get some arbitrary customer number and a ‘have a nice day.’ I would much rather purchase online.

I have never had my credit card security compromised online but when I've purchased products at the convenience store, someone copied the number and helped themselves to a few items on me. My point is that fraud happens everywhere. You do have to be careful but don't be so careful that you lose out on great opportunities.

One of my website's missions is to expose frauds and scams. You can access this information by going to BusinessScamProtector.com. You will see information on the top 4 scams around. This information is meant to inform you, not hinder your online dreams.

To ensure this doesn't happen to you, make sure your credit card has fraud protections and use the same credit card every time you purchase something online. That way, if you buy online with your visa but discover calls with fraud charges, you can better track down where the crime happened. Make sure the company you're purchasing from has a great reputation. If you don't recognize the companies name, google it and see what other people say about the business.


You can definitely minimize your chances of getting scammed online. I have a newsletter you can access at my website BusinessScamProtector.com that will keep you alerted of any frauds I encounter online. You will also be given access to Free Internet Business Plans and cutting edge internet marketing techniques that will help you get your own business started.


Cheers for Today,


Kirstin Filliez


P.S. Don't forget To Sign Up For My Free Newsletter at BusinessScamProtector.com



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